Couple at the beach with Ford Explorer

Montana We Want to Help You Get Back to It

With the Ford Promise, you can buy or lease an eligible Ford vehicle through Ford Credit. Then, if you face financial hardship due to loss of employment, you can return it within one year of purchase. It’s our way of helping you move forward.

Buy With Confidence

To be eligible for a vehicle return, a consumer must:

  • Have purchased or leased a 2020/2021 model year new, used or CPO vehicle at Bison Ford through Ford Motor Credit from 6/26/2020-9/30/2020.
  • Apply and be approved for state unemployment benefits and notify the Claims Administrator within thirty (30) days of qualified involuntary job loss.
  • Minimum 30+ hours a week with a single employer, minimum 12 weeks within the recent 17 consecutive weeks to qualify event (12‑months for self‑employed bankruptcy).
Take your time

Vehicle return coverage is available up to one year from date of purchase or lease.

  • Maximum coverage is $15,000 per transaction.
  • Customer is responsible for remaining balance.
  • Excess mileage, wear and tear, and other restrictions and fees may apply.
  • Excludes fleet.

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0% APR

financing for 72 Months

We’re 100% behind you, so we’re offering 0% financing for 72 months. One thing you can rely on is our commitment to you.[2]

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Shop

Remotely

Things are different, so we must be different. Bison Ford is proud to offer remote shopping tools for customers. Start your buying experience online by searching inventory.

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Vehicle

Cleanliness

We’re dedicated to cleanliness. In fact, Ford has provided guidelines for cleaning and disinfecting vehicles. Because feeling safe in your vehicle goes above and beyond the technology we put in it.

Helping

Our Owners

If you’re affected by COVID‑19 and are leasing or financing through Ford Credit, we’re here to help.

Ford Credit Support

Frequently Asked Questions

We’re here to offer you answers. Just read over our frequently asked questions below.

Only individuals that are self‑employed and experience self‑employed personal bankruptcy are eligible for coverage. See your Addendum or Certificate for details.

Yes, job loss protection begins on the 31st day after the effective date of your retail installment contract or lease agreement.

Your vehicle value will be calculated using the average trade-in value in the NADA Official Used Car Guide. If your vehicle is not listed in the NADA Official Used Car Guide, we will provide an appraised value to determine the trade‑in value of the vehicle.

You may. Before returning the vehicle, we subtract from the waived amount or certificate payment any amounts to repair the vehicle to an acceptable condition. You must also pay any past due payments, any scheduled payments deferred/extended after the origination of your retail installment contract or lease agreement. You must pay these amounts and any amount in excess of the $15,000 program limit. Refer to your Addendum or Certificate for complete details.

In order to qualify for a benefit, you must notify the Bison Ford within thirty (30) days of experiencing Involuntarily Unemployment, Temporary Involuntary Unemployment, or Self‑Employed Personal Bankruptcy.

No, you are required to continue to make your scheduled payments until the Administrator has approved your request and you have returned your vehicle to the designated return location according to the Program requirements. Ford Credit and the Administrator will not be responsible for any vehicle returned without prior approval.

After you have completed all of the steps that the Program requires, Ford Credit will report to the credit reporting agencies that the account is “Closed/Paid with a Zero Balance.”

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